Fence Sitting

So, I have always been an indecisive person. I have a hard time picking between things and making up my mind constantly. Just ask Brad. He will ask me what I want to eat and 98% of the time, I can't tell him and ask him to pick. So Brad has made it his mission in life to turn me into a decisive person (good luck!) Well, with this whole car crash fiasco, I have had a lot of decisions to make.

So with our car, as it was considered a total loss, State Farm told me that we could turn the car over to them and receive a check for the worth of our wonderful car, or we could keep the car and they would give us less money (as it would be considered a salvage vehicle). Big decision basically. Do we keep the car we love and fix it ourselves and hope the money we receive pays for everything...or do we turn the car over and buy a new one (resulting in a loan).

So we weighed the options. And had a few different collision repair places and got different opinions and assessments of the damage. We also started looking at different cars. Now our Escort is a 99 with just barely 100K miles on it. For the worth of our vehicle, the only cars available are old, beaten cars with at least 150k miles on then. Yuck. So thats when we started looking for a little more pricely vehicles (by we I mean Brad). Brad figured out that we could get a good car in the 5k - 6k range, compared to the 3.5k the insurance would give us for our car.

So then Brad left it to me. We drove nice cars, found a nice one, were approved for a loan with a low APR...but it was all my decision. My dad thought we should keep the car, Brad thought we should get a new one, but what did I want? Good question.

I love our Escort. Its been a good car, we have only had to fix minor things, and my grandpa gave it to us. So sentimental value is pretty high. However, I was a little worried about the cost of having to fix it and all sorts of issues that could happen if I got hit again. This is when Brad started calling me the fence sitter. After much thought, discussions, prayers, and mechanics telling us it would be better to just get a new car, I decided to give our car up. So we found a good little civic in our price range and decided to get it. So this morning, the plan was for Brad to turn in our car and buy the new car. Then I started talking about how much I would miss the ford and how comfy the seats are (which they are really comfy and not stiff). Needless to say, I got the look and Brad told me I needed to get off the fence and make a decision.

Well we turned our car in. So I did pick a side. And we have a nice new blue '03 Honda Civic with 101K miles on it. And we can have it all paid off in a year. We both feel good about it. But I will still miss the Escort. Afterall it was my first car given to me by my late grandpa. But hopefully this Honda will prove to be fabulous just like we think and I will learn to love it too. I just hate making decisions still :( Brad's favorite part of this whole story was when he called today to tell me to go in and sign the loan, and I said "Well, I will try and find someone to take me". It must be a deep psychological error of fence sitting, cause I had every intention of finding someone and I did cause I didn't want to have to walk home.